Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Share Capital
11348.87
11105.58
12520.28
11392.78
10534.02
Equity - Authorised
17000.00
17000.00
17000.00
17000.00
17000.00
Equity - Issued
11348.87
11105.58
12520.28
11392.78
10534.02
Equity Paid Up
11348.87
11105.58
12520.28
11392.78
10534.02
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
407.86
56.90
12.68
0.00
0.00
Total Reserves
47930.29
40417.00
29928.73
22570.63
16907.47
Securities Premium
27524.04
26888.91
13841.69
9290.91
7469.98
Capital Reserves
391.44
379.97
379.97
369.41
132.80
Profit & Loss Account Balances
9368.22
5986.39
10968.00
8982.39
6431.38
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
10646.58
7161.74
4739.07
3927.93
2873.31
Reserve excluding Revaluation Reserve
47930.29
40417.00
29928.73
22570.63
16907.47
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
361292.02
253484.83
189507.97
163919.72
107884.06
Demand Deposits
12150.24
9460.10
7721.52
5200.68
3496.33
Savings Deposit
103373.85
97584.03
90832.22
50937.57
18585.80
Term Deposits / Fixed Deposits
245767.94
146440.70
90954.23
107781.47
85801.93
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
17875.30
29737.60
26164.00
41653.20
51348.74
Borrowings From Reserve Bank of India
0.00
0.00
0.00
110.00
2330.00
Borrowings From Other Banks
0.00
0.00
300.00
700.00
500.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
17875.30
29737.60
25864.00
40843.20
46318.74
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
0.00
2200.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
14184.36
14779.38
11342.56
7548.42
6281.19
Bills Payable
3497.64
3502.24
1676.19
1310.78
514.72
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
2342.40
1583.74
915.47
1383.49
1286.98
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
8344.32
9693.40
8750.90
4854.15
4479.49
Total Liabilities
453038.70
349581.29
269476.22
247084.75
192955.47
Cash and balance with Reserve Bank of India
35003.54
11739.12
20769.92
5148.08
3808.64
Cash with RBI
33967.42
10511.51
19158.85
4173.88
2423.74
Cash in hand & others
1036.12
1227.62
1611.07
974.21
1384.90
Balances with banks and money at call
785.98
703.46
555.23
28639.04
21559.79
Investments
90652.72
66645.62
44498.50
37051.66
23425.06
Investments in India
90652.72
66645.62
44498.50
37051.66
23425.06
GOI/State Govt. Securities
83824.61
65351.76
44159.97
36307.15
22923.06
Equity Shares - Corporate
2.00
293.91
338.53
2.00
2.00
Debentures & Bonds
6826.11
999.95
0.00
742.51
500.00
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
0.00
0.00
0.00
0.00
0.00
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
309643.00
257985.57
193742.06
168481.89
137282.42
Bills Purchased & Discounted
447.26
1661.66
1999.74
1087.82
0.00
Cash Credit, Over Draft & Loans repayable
20996.92
13473.21
9041.12
8469.01
5788.57
Term Loans
288198.82
242850.70
182701.20
158925.06
131493.84
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
12088.03
8867.91
6659.80
5921.81
5503.55
Premises
2927.79
1403.99
1287.03
1255.64
1199.04
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
9160.24
7463.92
5372.77
4666.17
4304.51
Less: Accumulated Depreciation
6722.77
5490.92
4767.13
4080.14
3398.58
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
5365.26
3376.99
1892.67
1841.67
2104.97
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
681.99
414.31
111.77
8.83
22.73
Other Assets
10906.21
8716.22
7906.07
5913.57
4751.87
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
4382.23
3393.94
2490.55
2273.31
2306.38
Tax paid in advance/TDS
331.60
184.16
0.00
0.00
66.79
Stationery and stamps
0.13
0.80
0.35
0.83
0.13
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
1995.77
1873.83
2136.06
1532.19
1133.37
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
4196.49
3263.49
3279.12
2107.25
1245.20
Total Assets
453038.70
349581.29
269476.22
247084.75
192955.47
Contingent Liabilities
4096.90
1226.70
492.80
125.06
269.79
Claims not acknowledged as debts
415.94
342.60
61.61
32.70
29.70
Outstanding forward exchange contracts
0.00
0.00
0.00
0.00
0.00
Guarantees given in India
193.84
212.46
120.29
92.36
240.10
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
0.00
0.00
0.00
0.00
0.00
Other Contingent liabilities
3487.12
671.64
310.90
0.00
0.00
Bills for collection
0.00
0.00
0.00
0.00
0.00
Book Value
52.23
46.39
33.90
29.81
26.05
Adjusted Book Value
52.23
46.39
33.90
29.81
26.05