Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Share Capital
57535.76
57509.55
50109.91
50109.81
25100.94
Equity - Authorised
80000.00
80000.00
60000.00
60000.00
60000.00
Equity - Issued
57535.76
57509.55
50109.91
50109.81
25100.94
Equity Paid Up
57535.76
57509.55
50109.91
50109.81
25100.94
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
2.00
2.00
2.00
2.00
2.00
Share Warrants & Outstandings
10070.54
9786.25
90.45
0.00
0.00
Total Reserves
353945.55
339885.96
286789.33
281273.12
191848.66
Securities Premium
366612.15
366438.57
322949.78
322949.24
199155.98
Capital Reserves
17727.27
17464.63
17432.97
17159.84
12190.08
Profit & Loss Account Balances
-91126.36
-100937.57
-107567.59
-109299.95
-69287.22
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
60732.49
56920.32
53974.18
50463.99
49789.81
Reserve excluding Revaluation Reserve
353945.55
339885.96
286789.33
281273.12
191848.66
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
2662295.32
2173821.93
1970625.76
1628459.31
1053111.68
Demand Deposits
413275.99
335937.83
263549.59
189954.07
94825.76
Savings Deposit
409729.87
332999.17
349704.73
235898.65
185635.25
Term Deposits / Fixed Deposits
1839289.46
1504884.94
1357371.45
1202606.59
772650.68
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
805076.10
777539.84
723401.83
639490.85
1137905.03
Borrowings From Reserve Bank of India
16450.00
67370.00
70600.00
54150.00
520380.00
Borrowings From Other Banks
45577.94
20171.27
26304.12
21752.15
18350.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
481774.85
444816.59
359432.74
295643.62
278921.59
Borrowings in the form of Bonds / Debentures
139412.00
142212.00
159850.00
168495.00
183629.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
121861.31
102969.98
107214.97
99450.07
136624.43
Other Liabilities & Provisions
174692.19
193497.81
154760.08
136601.33
170355.33
Bills Payable
4986.26
7511.79
7317.20
5686.40
2867.24
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
26944.47
24306.64
17825.24
15287.71
22632.49
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
142761.46
161679.39
129617.64
115627.22
144855.60
Total Liabilities
4063615.46
3552041.34
3185777.35
2735934.42
2578321.64
Cash and balance with Reserve Bank of India
181392.39
128640.85
434522.67
68127.90
59436.55
Cash with RBI
171771.68
119748.90
426593.63
60223.94
43129.14
Cash in hand & others
9620.71
8891.96
7929.04
7903.96
16307.41
Balances with banks and money at call
11792.11
64919.24
32959.36
225124.62
24867.03
Investments
899969.52
767492.97
517539.86
431146.48
437478.03
Investments in India
892156.52
752996.89
512835.76
426538.38
435966.47
GOI/State Govt. Securities
806206.31
651582.02
437084.56
334737.62
329069.16
Equity Shares - Corporate
1283.62
503.12
214.32
241.98
243.87
Debentures & Bonds
59997.10
49889.31
53921.03
66924.75
74399.35
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
24669.50
51022.44
21615.85
24634.03
32254.10
Other Investments
0.00
0.00
0.00
0.00
0.00
Investments outside India
7813.01
14496.09
4704.10
4608.10
1511.56
Government securities
7806.34
12202.61
3030.42
2924.35
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
6.66
2293.48
1673.68
1683.75
1511.56
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2277990.41
2032365.45
1809590.10
1668048.61
1714330.90
Bills Purchased & Discounted
36531.55
26954.45
32139.73
23281.20
21978.90
Cash Credit, Over Draft & Loans repayable
732946.23
603211.55
438996.13
338485.37
331582.36
Term Loans
1508512.63
1402199.46
1338454.24
1306282.03
1360769.63
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
53254.77
44755.58
39763.38
38273.71
21365.23
Premises
12102.53
12102.53
12480.56
12480.56
378.03
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
41152.24
32653.05
27282.82
25793.15
20987.20
Less: Accumulated Depreciation
28163.72
23198.46
19605.20
17317.72
14070.03
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
25091.05
21557.13
20158.19
20955.99
7295.21
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
3566.32
2957.68
1251.88
627.80
2938.64
Other Assets
663813.66
534108.01
369755.30
321903.03
331975.29
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
28057.56
22453.29
17768.40
15062.23
22516.88
Tax paid in advance/TDS
12003.58
6926.97
6079.25
5123.09
0.00
Stationery and stamps
2.12
1.56
5.54
4.92
0.00
Non-banking assets acquired
353.00
353.00
353.00
353.00
353.00
Deferred tax asset
85630.92
89411.54
91842.08
95538.43
82809.96
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
537766.49
414961.66
253707.03
205821.37
226295.45
Total Assets
4063615.46
3552041.34
3185777.35
2735934.42
2578321.64
Contingent Liabilities
7969577.55
6613854.80
6801462.38
4596422.89
4585275.34
Claims not acknowledged as debts
3655.28
792.65
1208.28
612.50
612.50
Outstanding forward exchange contracts
3835376.78
2871564.02
3421931.09
2021391.78
1519467.41
Guarantees given in India
589956.58
444062.27
399862.55
393303.13
420131.38
Guarantees given Outside India
0.00
219.50
0.00
0.00
0.00
Acceptances, endorsements & other obligations
210148.66
171293.06
148184.17
131798.72
198799.11
Other Contingent liabilities
3330440.26
3125923.31
2830276.30
2049316.77
2446264.94
Bills for collection
153682.87
174132.63
49919.08
22140.48
51201.93
Book Value
14.30
13.82
13.45
13.23
17.29
Adjusted Book Value
14.30
13.82
13.45
13.23
17.29